Astrive Student Loans

Astrive Student Loans are private loans that may be needed for students who have not been able to get all of the financial aid they need to pay for College. This loan program has been helping students pay for College since 2004. Astrive Student Loans are beneficial to students because they offer the money they need. Students who are going to be enrolled in an Undergrad Program can borrow a minimum of $ 3,000 to $ 45,000 per academic year. The loan maximum of all Undergrad programs is $ 75,000.

To find out if you are eligible for these loans you will need the following information

· You will need Proof of Enrollment · You will need Proof of Income · You will need Citizenship Status · You will need your Credit History · You will also need Personal References

If you are determined to be a qualified borrower then you will need to be enrolled in a program at least half time at a qualified school. You have to be a permanent resident or United States Citizen. The students must be a legal age or at least 17 years old with a cosigner who is legal age. To qualify for this loan your permanent residence cannot be in Texas, Iowa, Washington State or Wisconsin.

Just like Student Loans you will have a Student Loan Rate, these rates are determined on the Student’s Credit History, the CoSigner’s Credit History and a One Month LIBOR Rate. If you have a good credit history your rate will be low. If you have already exhausted your resources on Student Loans and you have decided on an Astrive Student Loan you will need a mountain of information that is necessary to fill out the application.

You will need your personal information as well as contact information such as your permanent address and home phone number. You will need to prove enrollment into a college this proof could be tuition bill, transcripts and acceptance letter. If you are working you will need your employment information and that includes a phone number for your job.

You will also need to have your credit information like gross income, amount and sources of your income and any monthly rent or mortgage payments that you make. You will also need two personal references, if you are just the borrower you will need two and if you have a cosigner then you will only need one. There are 3 types of repayment options; the first is Immediate Repayment, Interest Only Repayment and Deferred Payments. Explore your options thoroughly before choosing one. Choose the repayment plan that works best for you and that you are able to handle.

Just when you think that there are no other options, there are private lenders such as Astrive. Check out their website at Astrivestudentloans.com and check out all of the necessary information that is needed to apply for these loans. Remember all student loans have deadlines so you want to make sure that you get these applications in on time.